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Banking/Trust Company Charter, Authorization Certificate


State Banking Department

Businesses need a charter from the New York State Department of Financial Services (DFS) to start a commercial bank or trust. The charter allows the company to conduct businesses.

Businesses must provide certificates, affidavits, and proof of financial health.

NYS Department of Financial Services (DFS)

Bank and Trust Chartering

One State Street

New York NY 10004-1417
Phone (212) 709-1540
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