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Financing Assistance

Get the Help You Need to Secure the Financing That's Right for You

Businesses can access free assistance to apply to available loan and grant resources, including federal, state, local, and private funds. We help businesses:

  • Understand which financial product is best suited for their needs
  • Review and put together documents
  • Calculate loan repayment terms
  • Connect with multiple lenders – including banks, credit unions, non-profit lenders and the U.S. Small Business Administration (SBA)
  • Prepare SBA loan forgiveness documents
  • Understand loan payment deferment options

Note: This is not a loan application. Lenders will require a formal application and may request additional documents.

Looking for money for your business? NYC Funds Finder has you covered.

NYC Funds Finder is the City’s first online capital marketplace for small business owners.

Developed by the NYC Department of Small Business Services (SBS) in conjunction with Next Street, NYC Funds Finder connects entrepreneurs with financing assistance through the City’s Community Development Financial Institution (CDFI) partners and other lenders.

Businesses can navigate the site independently to find available loan and grant resources, or request free one-on-one assistance.


Are you a mission driven lender who wants to connect small businesses to capital?

Read more about how to get involved.

NYC Future Fund

Mayor Adams committed $10 million to seed a new small business loan fund, the NYC Future Fund. The NYC Department of Small Business Services (SBS) will seek partners to design, create, and deploy the fund. If you are currently looking for financing, start exploring your options with SBS’s free financing assistance.

Available City-Sponsored Funds:

Submit an inquiry form for the Contract Financing Loan Fund.
Access loans of up to $1,000,000 at an interest rate of 3% to a contract with a City agency or City-funded entity.

Available State Funds:

Grow your small business with up to $150,000 in funding from the New York Forward Loan Fund 2. Learn more and pre-apply today.

Empire State Development (ESD) has developed a suite of capital access and equity programs [the New York State Small Business Credit Initiative (SSBCI)] to help New York State small businesses recover from the economic effects of COVID-19 and allow them the opportunity to succeed. Find out which SSBCI programs can help you here.

Available Federal Funds

Grant and loan programs are available through the U.S. Small Business Administration (SBA). Learn more here.

Disaster Assistance Loans

Businesses and homeowners affected by heavy rains and flooding in September 2023 can access financing up to $2M through a U.S. Small Business Administration (SBA) federal assistance program.

Applications for disaster loans may be submitted online using the MySBA Loan Portal at

Applicants may also call SBA's Customer Service Center at 800-659-2955 or email Individuals who are deaf, hard of hearing, or have a speech disability can dial 7-1-1 to access telecommunications relay services.

Get Help Preparing Your Applications

Want to learn more about all available financing options for your business?