Create a Business Plan
Develop your business idea. Every business starts as an idea. Take advantage of free courses to turn your idea into a business plan. Register for business planning courses.
Seek out business advice. Get feedback on your business idea and plan. Small Business Services (SBS) offers hands-on, intensive, cohort-based instruction for your business plan. Sign up for classes.
Write your business plan. A business plan is a living document that serves as a roadmap for your business. Access an online guide to create your business plan.
Register Your Business
Choose your legal structure. The business's legal structure determines who owns and is legally responsible for your business and affects how you file your taxes. Get free advice on legal structures.
Register your business. Corporations, limited liability companies, and limited partnerships register with New York State. General partnerships and sole proprietorships register with the appropriate county clerk. Get free legal advice.
Apply for an Employer Identification Number (EIN). An Employer Identification Number (EIN) — also known as a federal Tax ID number — is a unique nine-digit number assigned by the IRS that businesses use for tax filing and reporting purposes. In some instances, if you are a sole proprietor, you may be able to use your Social Security Number for tax filing and reporting purposes instead. Learn more about EIN.
Register as a sales tax vendor. Register as a sales tax vendor with the NYS Department of Taxation and Finance in order to sell products and services. Apply early to avoid delays in obtaining additional permits. Learn more about the Sales Tax Vendor Certificate.
Research required insurance. Research the necessary insurance types for your business, including workers' compensation, liability, and disability insurance. These are not only essential for securing permits and licenses but also safeguard your business against losses, fines, and legal actions.
Finance Your Business
Determine your financing needs. To start your business, you will need money or capital to purchase equipment and run your operations. Increase your chances of getting financing for your business.
Identify incentive programs. Your business can benefit from programs that allow you to lower your cost of doing business. Small Business Services (SBS) can help you identify and access energy cost savings, tax credits, and other incentives. Learn more about incentives.
Understand your insurance needs. Understand your insurance needs such as workers' compensation, liability, and disability insurance. Some are needed for permits and licenses and protect you from loss, fines, and lawsuits. Managing risk is an essential part of your business. Learn more about insurance.
Find, Plan, and Build Out Your Space
Find a location zoned for your business. Find a location zoned for your business, and at the legally required distance from a school or place of worship if you plan to serve alcohol. Your business location, and the opinion of the local Community Board, will be reviewed for your liquor license application. Learn more about zoning requirements.
Learn more about zoning in your neighborhood. Learn more about zoning in your neighborhood with the Department of City Planning's ZoLa map. Use the ZoLa Map.
Learn about facilities and program sites in your prospective neighborhood. Learn about facilities and program sites in your prospective neighborhood that might impact your business on the Department of City Planning's Facilities Explorer.
Get help understanding and signing your lease. Before signing, talk to a lawyer to make sure the timing is right, the terms are legal, and the agreement is good for you. Get free commercial lease assistance through SBS.
Review your building plans for major and minor construction within your space. Review your building plans for major and minor construction within your space. The NYC Department of Small Business Services (SBS) offers free plan examinations, and experienced client managers can help you navigate the process. Get help with plan examinations.
Plan your food establishment design. Select and engage architect(s), general contractor(s), and/or interior and kitchen designers to plan any changes and ensure that your space complies with building and fire codes. Make sure your architect and/or contractor is licensed.
Changes to a landmarked property. Changes to a landmarked property or building in a historic district must be approved by the NYC Landmarks Preservation Commission before work can begin. Allow time to receive approval. Learn more about work on landmark properties.
If your location will host events where 75 people or more will gather. If your location will host events where 75 people or more will gather, you will need a Place of Assembly Permit. Learn more about the Place of Assembly Permit.
Plan to limit noise. Plan to limit noise from your establishment to avoid fines, and do not play music in front of your business to attract customers. Learn more about the Noise Code.
Limit construction noise. You must create and post a noise mitigation plan to keep noises from bothering neighbors. Failure to do so can result in fines. Learn more about construction noise regulations.
Prepare to Open
Avoid common violations and fines. SBS offers free compliance consultations that can save you time and money. Get help with licenses and permits.
The Federal, State, and City requirements. Learn about the Federal, State, and City requirements, as well as the permits your business will need by using the Step-by-Step Tool.
Register with the New York State DMV. Register with the New York State Department of Motor Vehicles if you plan to open a repair or auto body shop. Register your repair or auto body shop with the DMV.
Register as a Repair Garage. Register as a repair garage with the NYC Fire Department every year. Register as a repair garage.
Obtain a Repair Shop License. Obtain a repair shop license from the NYS Department of Motor Vehicles if you will offer services such as tire rotation and oil changes. Learn more about the repair shop license.
Certify as an Inspection Station. You must register to conduct NY State vehicle inspections. The state limits the number of certified shops, so you may be placed on a waiting list. Learn more about the inspection station license.
Get Permits and Limit Air Pollution. If you release fumes into the air, you may be subject to the New York City Air Pollution Control Code (Air Code). Learn more about the air code.
Maximize recycling and avoid violations. Set-up your space to maximize recycling and avoid violations. Attend a DSNY training and download or order educational materials. Attend a training.
Tax new tires and recycle old ones. You must pay a tax on every tire sold, accept used tires for recycling, and post information about the law.
Light fuel, such as charcoal and wood. Light fuel, such as charcoal and wood, must be stored carefully and in small amounts. Ingredients and equipment, such as alcohol and open flames, will affect the type of permits and licenses you need.
Business signs. Business signs, if nailed or screwed into the building, or if illuminated, must be approved by NYC Department of Buildings. Learn more about signs.
The Department of Environmental Protection (DEP). The Department of Environmental Protection (DEP) has many permit and non-permit environmental compliance requirements. Learn more about DEP requirements.
Opening an Auto Body Repair Shop. If you are opening or currently operating an auto body or auto repair shop, please review DEP's Smart Auto Body, Auto Repair and Dismantling Guide. Read the guide (PDF).
Mechanically-Assisted Tailpipe Exhaust Systems. Mechanically-assisted tailpipe exhaust systems require a Work Permit and Certificate of Operation from NYC Department of Environmental Protection, unless used exclusively for the NYS Vehicle Inspection System. Please note that this requirement is only applicable to auto repair shops and gas stations with auto repair shops. Learn more about Industrial Work Permit (PDF).
Hazardous materials above threshold amounts. Hazardous materials above threshold amounts must be registered under NYC Department of Environmental Protection’s Right-to-Know program. Many common materials such as paint, solvents, inks, pool chemicals, and cleaning products can have hazardous characteristics. Learn more about Right-to-Know.
Get a Tow Truck Company License. Get a tow truck company license from NYC Department of Consumer Affairs if your business will tow vehicles for profit within New York City. Learn more about the tow truck company license.
Post applicable worker protection posters. Follow Federal as well as New York State requirements. Download posters.
Post prices, refund policy, and other required signs. Post prices, refund policy, and other required signs from the NYC Department of Consumer and Worker Protection. Learn more about posting and signage requirements.
Hire a Team
Get help with hiring. Talented workers can help your business succeed. Let Small Business Services (SBS) help you find the right employees. Get help with hiring.
Laws for employers. Employing New Yorkers means following rules about how much to pay, what benefits to provide and more. Learn more about local laws employers must follow.
Minimum wages. The minimum wage for employees in New York City is $15.00 per hour. Home health aides have a higher minimum wage. Learn more about minimum wage.
Train your employees. Train your employees, so that your team has the skills your business needs. We can help cover training costs. Learn more about employee training.
Unemployment insurance. It's important to understand your business’ unemployment insurance requirements. Contact the New York State Department of Labor for more information. Learn about unemployment insurance.
Workers' compensation. It's important to understand your workers' compensation insurance requirements for your business. Contact the New York State Department of Labor for more information. Learn about workers' compensation insurance.
Commercial driver licenses. Employees who operate commercial vehicles must have a Commercial Driver License (CDL) issued by the New York State Department of Motor Vehicles. Ask a current or prospective employee to provide their CDL record and/or locate their records through New York State. Learn more about Commercial Drivers License records.
Welding licenses. If your employees are involved in welding activities, make sure they have a welders license issued by the Department of Buildings. Look up welder licenses.
Tow truck licenses. If any of your employees drive tow trucks, make sure they have a Tow Truck Driver License issued by the NYC Department of Consumer Affairs. Search for tow truck licenses.
Open and Operate
Display licenses and required posters.
Give customers clear receipts. Show prices and print your business name and address on your invoices and receipts.
Prepare and pay your taxes. Learn about taxes in NYC.
Give customers clear invoices. Show prices and print your business name and address.
Get permits and limit air pollution. If you release fumes into the air, you may be subject to the New York City Air Pollution Control Code (Air Code).
Hazardous materials above threshold amounts. Hazardous materials above threshold amounts must be registered under NYC Department of Environmental Protection’s Right-to-Know program. Many common materials such as paint, solvents, inks, pool chemicals, and cleaning products can have hazardous characteristics. Learn more about Right-To-Know.
All vehicles may only idle as permitted or face fines. As a general rule of thumb, no person should allow the engine of a motor vehicle to idle for longer than three minutes while parking, unless it is an authorized emergency motor vehicle, or a vehicle using an engine to operate a loading device. The legal idling time is reduced to one minute if the vehicle is parked adjacent to a school facility. Learn more about idling regulations.
Watch for asbestos. A licensed asbestos investigator must determine if asbestos is present, and if so then a licensed abatement contractor must contain it and give notice to the NYC Department of Environmental Protection before you can demolish or renovate the structure. Learn more about asbestos rules and regulations.
Train your employees on sexual harassment prevention. You must do so under state law. Learn more about sexual harassment training.