Workers' Compensation Insurance

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All businesses in New York State must have workers' compensation insurance. This rule includes part-time workers and family members who work for the business.

Employers must have a workers' compensation insurance policy:

Businesses must show proof of insurance when getting business permits. There are very few cases where businesses may be exempt from these rules.

Workers' compensation is a type of no-fault insurance. This means employees get benefits for job-related injuries. If a policy is in place, an employee usually cannot sue an employer for an injury.

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Employers' Handbook: A Guide to Workers' Compensation in New York State (PDF)

New York State Insurance Fund (NYSIF)

NYS Workers' Compensation Board
PO Box 5205
Binghamton
NY
13902
advocatebusiness@wcb.ny.gov
http://www.wcb.ny.gov/
(877) 632 4996
Business Advocate: (800) 628-3331 Compliance Department: (866) 298-7830
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