Skip to main content

Employee Disability Coverage

Did you mean:
Workers' Compensation Insurance


State Workers' Compensation Board

New York State requires employers to provide disability benefits coverage to employees. These are for an off-the-job injury or illness.

The law provides for the payment of cash benefits for employees who:
  • have become disabled from injuries or illness away from work; and
  • disabilities from pregnancies.
The law allows an employer to collect contributions from its employees to cover this benefit. Employers can get coverage for this benefit from:
  • private insurance companies;
  • the New York State Insurance Fund;
  • self-insurance; or
  • legal exemptions.
There are only a few situations where exemptions apply.

NYS Workers' Compensation Board

PO Box 5205

Binghamton NY 13902
Phone (877) 632 4996

Business Advocate: (800) 628-3331
Compliance Department: (866) 298-7830

Learn which permits, licenses and regulations matter to you Use the Step by Step tool to get an exhaustive list of requirements that matter to you.
Use the Step by Step tool