Employee Disability Coverage

In New York State, employers must give disability benefits to workers. This is for injuries or illnesses that happen off the job.

The law gives cash benefits to employees who:

• Get hurt or sick away from work
• Have disabilities from pregnancies

Employers can collect money from employees to pay for this benefit. Employers can get coverage from:

• Private insurance companies
• The New York State Insurance Fund
• Self-insurance
• Legal exemptions

There are only a few cases where exemptions apply.